How should ongoing CPD be tracked for advisers?

• A. CPD is optional and not tracked.
• B. CPD requirements can be ignored if you are very busy.
• C. Maintain CPD logs, meet minimum annual hours, and provide evidence upon regulator request.
• D. CPD only after deficiency notice.

Answer: (C)

Ongoing CPD tracking is about proving you stay competent and up-to-date as a adviser. Regulators expect CPD to be not only completed but also recorded so it’s easy to verify. The best approach is to maintain CPD logs that document each activity—date, hours, topic, provider, and the learning outcomes—and to meet the minimum annual CPD hours. You should keep all evidence, such as certificates and attendance records, so you can present them if the regulator requests. This creates a clear, verifiable trail and supports ongoing professional development, helping you contribute to client protection and regulatory compliance. Ignoring CPD or delaying tracking when busy, or waiting for a deficiency notice, does not meet these requirements and can lead to penalties or other sanctions.