A unsolicited telephone call to Alison, who is NOT an existing client of the firm, is allowed if:

• A. A (i) only.
• B. B (i) and (ii) only.
• C. C (i) and (iii) only.
• D. D (ii) and (iii) only.

Answer: (B)

Unsolicited contact with someone who isn’t already a client is only allowed when you have a valid basis to reach out, usually explicit consent to be contacted or a legitimate pre‑existing relationship that permits outreach. The correct option includes both of these bases, meaning you have either obtained explicit consent or have a permissible reason tied to a prior relationship that allows the firm to initiate contact about financial services. If one of those elements is missing, the call would not be allowed. In practice, this means you must have clear, documented consent or a qualifying pre‑existing relationship for a non‑client to receive such a call; otherwise, it's not permitted.